Right now you can join many credit unions across the nation to get the beat deals on auto loans. With rates as low as 1.75% APR and that is from most of your local credit unions, so it might pay off to get an auto loan through a credit union.
Right now the average credit score in the USA is 693. Now that isn't bad when your looking to buy a car. But when you are in the market to buy a car you need to have your credit checked that is recommended to do. 27% of Americans don't have their credit checked.